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capital one charge off

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elaine829
Frequent Contributor

capital one charge off

I would leave capital one charge off alone. i have had a charge off since 2002 which should fall off in oct by transunion. But they they still update every mth making my balance 2998. originally balance was 500 dollAR.two years ago i tried to get a settlement offer from them but they wanted over half and they would not delete item so i decided to wait till it falls off. my sol is up. So cant wait till it comes off. all my scores are around 670.
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1 REPLY 1
moondog7324
Frequent Contributor

Re: capital one charge off

How are they updating? I have an old Crap1 charge off, and everytime it updates it updates as CO. What also hurts is that $2998 is hurting your utilization. You will have a nice bump when it's gone- update us in Oct when it falls off. I have to wait another 2.5 years for mine to fall.
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