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@Anonymous wrote:
I applied for a qs1 a few days ago and its on its way! Sadly, there were mass layoffs at my company and I was laid off the day after I was approved. Im extremely solvent, thank God. My plan was to ask for a cli when I recieved the card.
So, can I still do that? They haven't cut my last check yet so I can prove a solid income if I have to. Or should I not mess with it in case they see I was let go?
Thanks!!!
In most cases, you wouldn't be eligible for a CLI for 6 calendar months. If you're in Credit Steps, some members have had luck requesting a CLI earlier. Otherwise, I would wait.
I had the QS for 4 months an started out at $300. I know on the Cap One site, it does say you have to have the account open for atleast 3 months. I hit the credit increase button and went up to $800. It was instant. They do a SP, so no worries there. I hear most of the time, they don't require documentation about your income.