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capital one - settled w balance help

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d333moore
Established Member

capital one - settled w balance help

In the process of buying a home. Settled w cap one, lender pulled my score and cap one still reporting a balance after i paid the settlement amount.which is affecting my utilization. Should I pay the remaining balance after settling, or, is there another quick fix? Thanks!
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gdale6
Moderator Emeritus

Re: capital one - settled w balance help


@d333moore wrote:
In the process of buying a home. Settled w cap one, lender pulled my score and cap one still reporting a balance after i paid the settlement amount.which is affecting my utilization. Should I pay the remaining balance after settling, or, is there another quick fix? Thanks!

Call Cap-1 tell them you need an immediate update to a 0 balance, dont tell them what for, if they try to give you the run around that it will still show a balance file CFPB complaint.

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