chapter 7 and rebuilding my credit

[Anonymous]

Ok heres the thing. I received my discharge letter aug 1 2014. And im trying to find a way to rebuild my credit so I can get a decent auto loan to get on the road to rebuild my credit so my bf added me as authorized user to his capital one and discover card and I also have my own capital one secured card. Does anyone have any experience on how this will make my credit score go up in the next 6 months?

[taxi818]

Sure . The secure card with cap 1 will help a lot as long as you are not late.

For even more results in 6 months. maybe a second secure. and or a 500 secured installment loan at local Credit Union.

Will not cost but a couple dollars in interest, and will give you maximum results. plus you will have your money back  when you leave bank and in 6 months another 500 in savings.

Imo.