Can someone please explain this to me, I'm not quiet understand how the credit bureaus work.
3 months ago I started to cleaned up my mess that I wasnt aware of having collections. After paid off most of the collection and some are settle for less, I do have some luck that collections been removed, but some still remaining.
3 months ago when first started cleaning up mess, the following are collection in 3 credit bureaus
Trans :
Midland Manangement
Southwest Credit System
Cavalry Porfolio
HSBC (cap1)
Equifax:
Midland Manangement
Southwest Credit System
Cavalry Porfolio
HSBC (cap1)
Experian:
Midland Manangement
Southwest Credit System
Cavalry Porfolio
HSBC (cap1)
As you can see I have all collection in all 3 credit bureaus. Now listed below are after paid off in full and settlement, as well as good will letter, email to CEO etc.. what I have left.
Trans:
Midland Manangement
Experian:
Midland
Equifax:
Southwest
So that being said I had HSBC and Cavalry Porfolio completed gone from my report. I just dont understand why I Midland deleted from Equifax but not other as well has Southwest were deleted from other 2 but not Equifax??
Does anyone have this? does anyone know why, what should I do? Should I wait untill the rest will falls off by itself because it has been deleted from one of the bureaus?
Please let me know what should I do. I was thinking of wait for atleast 3 months and see if it falls off by itself or not. Maybe not every credit bureaus update yet.
