considerable improvement...but is it enough?

[Anonymous]

Last week I had an old repo fall off my reports, and 3 CAs from parking tickets that were a gift from mom. Currently I have 3 CA on all reports for old cell phone Accra and 1 judgement from cap1. According to EQ 3-IN-1 depot scores are TU 563, EQ 681, EX 677.

I REALLY need a car. I've got $3500 cash for down payment. I've looked hi and low for a car I could pay cash for, but nothing that seems like it would survive even a few months without Major repairs.

My only income is child support. Need car so I can get a job. Any advice would be appreciated.

[Dj4Money]

---

@Anonymous wrote:
Last week I had an old repo fall off my reports, and 3 CAs from parking tickets that were a gift from mom. Currently I have 3 CA on all reports for old cell phone Accra and 1 judgement from cap1. According to EQ 3-IN-1 depot scores are TU 563, EQ 681, EX 677.

I REALLY need a car. I've got $3500 cash for down payment. I've looked hi and low for a car I could pay cash for, but nothing that seems like it would survive even a few months without Major repairs.

My only income is child support. Need car so I can get a job. Any advice would be appreciated.

---

  Clean up whatever you can. Try DCU for car loan since your highest score is EQ and they pull EQ. You also might want to try Captial One for a Blank Check; they also pull EQ/TU.

 I wouldn't worry about income, most banks will do up to 75% of your yearly gross income.