credit Karma -49 point

[Anonymous]

I know Credit Karma is FAKO score but its pretty interesting. I just update my score (credit karma does it weekly) and my score drops 49 point. for 2 reason.

1. My Credit Line increase from 500 to 1K..

2. My Balance statment last month was reported as $0 balance, and this month I let it reported 103$...

This is the two reason why my credit karma score drops -49pt.

Does everyone know why and what are my mistake? should I worried?

[seruby]

No other changes?

I don't think the CL increase caused it to drop but the balance may have.  I can't confirm this, but most likely, it took 103/500 for your UTI and not yet from the 1000, so your Uti went from 0 to 20%.  The same balance next month will be a 10% Uti.

Also, you want to report a low balance, not a zero balance, every month.    I also wouldn't worry about the CK drops too much.

[Anonymous]

yes you are right, it utl my 500 because it didnt report my limit increase yet.

I will keep my balance below 9% from now on.

Thanks