No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have been able to successfully dispute several items through equifax dispute online. I had trouble at first confirming my identity because they were using items to confirm my identity from a long time ago. Its very simple once you are able to log in to your credit file.
I used it twice to dispute, took about 14-30 days to hear anything back from them.