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New Contributor
rose214
Posts: 109
Registered: ‎04-08-2013

credit monitoring with daily pulls

what does everyone recommend for website that will give me daily pulls for the least amount of money??? right now I am signed up with myFico, but I guess I only get 2 pulls a year from them? and I also have Experian that gives me daily pulls for $8.95/ month. Trying to find one that will possibly give me all 3 without spending tons of money a month for them.

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Regular Contributor
shanac
Posts: 220
Registered: ‎09-20-2012

Re: credit monitoring with daily pulls

I get daily pulls through transuniontotal and experian for $9.95/month each. I'm interested in a daily pull for Equifax.



Current Score: EQ FICO 758 as of 4/15/14 TU FICO 789 as of 5/2013 EX 781 via Amex 6/12/13
Goal Score: 800 Gardening 10/12/13 until 8/2014 app for final PLUS Loan
New Contributor
lmrites
Posts: 68
Registered: ‎04-29-2013

Re: credit monitoring with daily pulls

I have mine through USAA.  $22.95 a month for unlimited pulls on all 3...even multiple pulls in one day.

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
New Contributor
Lexixc
Posts: 53
Registered: ‎04-22-2013

Re: credit monitoring with daily pulls

I'm obsessed too! I like to pull whenever I want. I have been using credit check total for years. They have unlimited reports from all three CRA for 29.00/ month but if you mention that its too much they will offer it to you for half price for at least 6 months. Also I hear that some people signing up for new accounts are not offered unlimited pulls you may want to make sure you request it. The also have monitoring included in that price.

FICO EQ: 4/22/13: 488 (no excuse) 5/10/13: 497 6/1/13 501 9/6/13: 526 10/29/13: 532
Walmart TU08 5/19/13: 554 09/06/13: 597 10/03/13 600

My therapist set half a glass of water in front of me. He asked me if I was an optimist or a pessimist. So I drank the water and told him I was a problem solver.” —
New Contributor
rose214
Posts: 109
Registered: ‎04-08-2013

Re: credit monitoring with daily pulls


lmrites wrote:

I have mine through USAA.  $22.95 a month for unlimited pulls on all 3...even multiple pulls in one day.


I looked online at USAA and it doesn't show a daily pull option just 1 bureau and 1 report in a month or all 3 once in a month am I looking at the wrong spot??

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Contributor
Shyone44
Posts: 79
Registered: ‎03-23-2013

Re: credit monitoring with daily pulls

For USAA you have to call to get the unlimited pulls. And if you mention that the $22 is a bit high they may offer you a discount. I did that the other day and I now have unlimited pulls for $15.74/mo


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
New Contributor
rose214
Posts: 109
Registered: ‎04-08-2013

Re: credit monitoring with daily pulls


Shyone44 wrote:

For USAA you have to call to get the unlimited pulls. And if you mention that the $22 is a bit high they may offer you a discount. I did that the other day and I now have unlimited pulls for $15.74/mo


Thanks, I will try that. And that gives you all 3 reports and scores daily if you want them right??

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
New Contributor
lmrites
Posts: 68
Registered: ‎04-29-2013

Re: credit monitoring with daily pulls

Yes you have to call in and they will take care of it!!

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
New Member
Taylor4sale
Posts: 3
Registered: ‎08-21-2009

Re: credit monitoring with daily pulls

Do you have to be a member at USAA to use their credit monitoring?

Life after BK
TR - 652
EQ - 660
EX - 665
Goal - to be 720+ and debt free
Contributor
Shyone44
Posts: 79
Registered: ‎03-23-2013

Re: credit monitoring with daily pulls

From my understanding, Yes you do need to be a member


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)

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