Reply
Established Member
Posts: 23
Registered: ‎03-06-2012
0

credit one deletion

Just wanted to let anyone who has a charge off with Credit One know that if you pay the CA in full make sure to request a letter stating you did so. Credit One assured me that if you PIF and the account has been charged off more than 3 years ago they will almost always remove the charge off from your CR.

Established Member
Posts: 10
Registered: ‎08-16-2008
0

Re: credit one deletion

Thats good to know.Mine was from years ago when they were First bank of marin.

hr>Starting Score: 415 eq
Current Score: 475TU
Goal Score: 620


Take the FICO Fitness Challenge

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.