credit one

[Kat78]

Does anybody know if credit one scores are accurate? Ive seen where discover, walmart are reporting scores, does anyone know about the credit one scores? When I log into my account online there is credit score posted there as well. Looks like may update on monthly basis. Im new at this and recently obtained the credit one credit card to build credit, have not had credit card in over 10 years. Would just like to know if this score is accurate?

[scanada_82]

Welcome! My credit one credit score has been way higher than actual my fico score. By about fifty points. My credit card util has gone from 1% to 50% do to Christmas. Today my credit one score updated and actually dropped to the same score as my fico. But I would not trust credit one as being your actual score as many of the more experienced in here will tell you it's a fako!

[baller4life]

Sounds like it's a fako score.

[Lechte]

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@baller4life wrote:

Sounds like it's a fako score.

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+1....more than likely a fako.  But it is very close to my EX fico and i've heard a lot of others say the same thing.  I guess the EQ fico pulled here is the only one that is the same as the one lenders pull...mortgage lenders at least.