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update:
i just talk with the guy on 740 plus credit repair company about getting discount and he said:
05-15-2017 08:20 PM
update:
i just talk with the guy on 740 plus credit repair company about getting discount and he said:
Find a different lender. 640 is enough to get mortgages. Your lender is the wrong lender for you.
Yeah except there are people who get mortgages with 590 FICO scores. And 610 FICO scores. Your lender, or the type of loan you want, is the problem here.
Go to the Mortgage Loans sub here and read the massive thread on who got their loans this month. Lots of people with lower scores than yours, with more collections, etc.