credit score bump - two above 700

[stickbowbuilder]

when I started building credit in April this year I started Equifax at 632.. it came up but always hovered just below 700, it just rose too 709!!!!!! a new account reported and I'm certain my util came down too. my experian has hit a high of 701 but is now 679 due to inq hits, two new accounts have not reported on it yet, I'm hoping it will rise. as it stands right now TU is 754, EQ is 709 and EX is 679. two of the three are above 700!!! two months credit history, zero bad marks. inquiries are killing me with 15 on eq, 1 on tu and 11 on ex, ALL two months old and newer. as they age I should see 750+ I'm thinking. getting there!!!!! 

[Anonymous]

Congratulations!!! You should now run to the garden and stay there for quite some time growing your new accounts.

[gdale6]

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@stickbowbuilder wrote:

when I started building credit in April this year I started Equifax at 632.. it came up but always hovered just below 700, it just rose too 709!!!!!! a new account reported and I'm certain my util came down too. my experian has hit a high of 701 but is now 679 due to inq hits, two new accounts have not reported on it yet, I'm hoping it will rise. as it stands right now TU is 754, EQ is 709 and EX is 679. two of the three are above 700!!! two months credit history, zero bad marks. inquiries are killing me with 15 on eq, 1 on tu and 11 on ex, ALL two months old and newer. as they age I should see 750+ I'm thinking. getting there!!!!! 

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Great progress, grats

[stickbowbuilder]

yup, I'm in the garden until October. I'm going to try a venture card then. if denied or no go recon I'll garden til April 2016 and try again. 

[Anonymous]

Very nice.. Congrats!!

[ptrain]

You made up some serious ground in a year. Nice work! I'll meet you in the garden, lol.

Starting Score: 550 (Aug 2014)
Current Score: EX:641, EQ:628, TU:619
Goal Score: 700 across the board

[Anonymous]

Congrats !!!!

[alextercero]

Great Job! Congrats