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New Member
osvaldojose21
Posts: 4
Registered: ‎12-28-2012

credit score

how much will my credit score in crease in 3 months with a secure credit card i just have a secured master  card ..score is on 500s all three bureas..thanks

Moderator
llecs
Posts: 31,424
Registered: ‎08-04-2007

Re: credit score

For clarity, do you only have one CC or two? If two, how old is the first one?

 

Where did you get your scores from?

New Member
osvaldojose21
Posts: 4
Registered: ‎12-28-2012

Re: credit score

All three score from Scoresense
Moderator
Shogun
Posts: 7,365
Registered: ‎04-15-2011

Re: credit score

The scores you are getting are FAKOS, in sense they are for entertainment purposes only.  No lender uses those scores.  However in answering your question, you will have an initial drop in score due to Inquiry and AAoA but that will subside quickly and you will have a positive TL that will help your score grow.  What baddies do you have that are holding your score down?


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
New Member
osvaldojose21
Posts: 4
Registered: ‎12-28-2012

Re: credit score

I have some 8 collections on my report 2 years old
Moderator
Shogun
Posts: 7,365
Registered: ‎04-15-2011

Re: credit score

Are you working on those?  Cleaning and rebuilding at the same time?


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
New Member
osvaldojose21
Posts: 4
Registered: ‎12-28-2012

Re: credit score

Yes I'm

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