09-16-2010 11:34 AM
I called up and was trying to see if they will delete incorrect addresses from my report.
They said I needed a report that was 30 or less days old. My report is from July so they would not let me "dispute addresses"
What kind of crap is that?
09-16-2010 04:18 PM
just buy one. then you can update it every 30 days. (well, they're viewable for 30 days, you might want to update it every 29 days, LOL)
09-16-2010 05:35 PM
dispute online, maybe?
09-16-2010 05:36 PM
online disputes with experian are an excellent idea, as they are usually lightning fast! but unfortunately, OP will still need a current report
09-16-2010 06:33 PM
I am going to pull my reports next month and I will try then. If these wrong addresses come back verified online will it make it even harder to get a delete?
09-16-2010 06:58 PM
What I experienced with one or more of the CRA was a creditor was reporting the wrong address month after month after month. So I could get it fixed one month with the CRA's, but the following month it was back to being "wrong".
When I went to the creditors, several deleted the complete tradelines (ok, not what I wanted, but it worked), one closed my account out (ok, not what I wanted, but it sorta worked <---- I just found out the account is "open" and reporting again monthly - argh!), and one changed the address (for the um, 6th time?).
So, good luck with that!
09-17-2010 11:26 AM
With EX, I think I've only had luck deleting any personal information online was incorrect phone numbers. It's best to call in for deletion of incorrect names and addresses. Talk to a live person, give them the identification number and they'll take care of it.