I called up and was trying to see if they will delete incorrect addresses from my report.
They said I needed a report that was 30 or less days old. My report is from July so they would not let me "dispute addresses"
What kind of crap is that?
just buy one. then you can update it every 30 days. (well, they're viewable for 30 days, you might want to update it every 29 days, LOL)
dispute online, maybe?
online disputes with experian are an excellent idea, as they are usually lightning fast! but unfortunately, OP will still need a current report
I am going to pull my reports next month and I will try then. If these wrong addresses come back verified online will it make it even harder to get a delete?
What I experienced with one or more of the CRA was a creditor was reporting the wrong address month after month after month. So I could get it fixed one month with the CRA's, but the following month it was back to being "wrong".
When I went to the creditors, several deleted the complete tradelines (ok, not what I wanted, but it worked), one closed my account out (ok, not what I wanted, but it sorta worked <---- I just found out the account is "open" and reporting again monthly - argh!), and one changed the address (for the um, 6th time?).
So, good luck with that!
With EX, I think I've only had luck deleting any personal information online was incorrect phone numbers. It's best to call in for deletion of incorrect names and addresses. Talk to a live person, give them the identification number and they'll take care of it.