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direction needed to deal with LHR

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justgetitdone
Valued Member

direction needed to deal with LHR

LHR starting reporting on my credit report.  They show a balance which I do not recognize.  I cannot tell who they are trying to collect for.

 

I never received any letters from them regarding the debt.

 

Should I use their address on the credit report to DV?  Then what should I do?

 

If there are any email addresses for them, I could possibly start with that to expedite.

 

Has anyone had any success in dealing with LHR?

Message 1 of 4
3 REPLIES 3
acrylic51
Regular Contributor

Re: direction needed to deal with LHR

Definitely would send DV.  Use the address listed on your report.....You could use email, but would also send a hard copy so you actually have proof that you sent it.


Starting Score: 7/12 545 EX (PSECU)
Current Score: 689 EX (PSECU) / EQ 697 / TU 703
Goal Score: 750

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Message 2 of 4
Shogun
Moderator Emeritus

Re: direction needed to deal with LHR

+1 Send DV.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
proudnavymom
Regular Contributor

Re: direction needed to deal with LHR

I received a dunning notice from LHR in December.  I sent them a DV request.  I got a letter from them saying they had received my request and had stopped CR submissions until the documentation had been received.  Exactly a month later I got a letter saying after a review of my account that had decided to cease all collection efforts and would submit a request for deletion.  It was deleted about a month later.  I just sent the DV to the address on the letter.  Let me know if you would like for me to PM you the address.  Good luck!

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 4 of 4
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