dispute letter

[Anonymous]

Hi,

Im new to this forum and would like to ask so humbly if by chance you have a copy of dispute letter form. I have seen many letters to correspond with CRA but not a dispute letter.

thanks

ur help is greatly appreciated.

[Anonymous]

I would start here. http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=6834

It depends on what/why you are disputing, the SOL etc...

Message Edited by jaybee on 04-27-2008 09:56 PM

[Anonymous]

Hi phewoman,  most of us dispute online......or if we dispute in writting  we just make a letter up.

I fax all mine and this is what it might look like.

Date

my name

address

Cap1   account# 1234567    

I am filing this dispute as  *not mine*

I have never had an account with Cap1

The Balance is incorrect.

Da DA DA    what ever the dispute is about.

[Anonymous]

Thanks HappyDays. When you say you dispute online is that via MyFico? Or do you get the CA, CCC or CRA email and correspond that way? Im sorry still very new to this process.

[Anonymous]

Thanks Jaybee.

[Anonymous]

If you have a myFICO report, you can go to the "Next Steps" tab and it will create a dispute letter template for you to use.

[Anonymous]

Thanks Cheddar