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DH has a few baddies on his cr but they have the wrong address, should we dispute? is that a legitiment reason to dispute?
What is your purpose in disputing?
You can dispute the accuracy of any item of information in your credit file.
However, the furnisher can always simply correct/update the information as a means to resolve the dispute.
They will likely simply concede that the consumer knows where they reside, and update their reporting by providing the correct addess.
Thus, you get it corrrected. Likely not very important to the more serious issues of the derogs that are showing in your credit report.
Disputing only pertains to verification, correction, or deletion of the information that is asserted to be inaccurate.
A dispute will address the accuracy of that information, but will not result in any deletion of any other information, and is likely best left alone at this point unless you have some substantial reason for needing the address correction.