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disputes with CRA's

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cqdealer711
Frequent Contributor

disputes with CRA's

the longer they take... good or bad usually?



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
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guiness56
Epic Contributor
Message 2 of 7
cqdealer711
Frequent Contributor

Re: disputes with CRA's


@guiness56 wrote:

I'd say 50/50.


lol, well that was easy... only 2 options   Smiley Tongue



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


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Message 3 of 7
guiness56
Epic Contributor
Message 4 of 7
Shogun
Moderator Emeritus

Re: disputes with CRA's

lol...  50/50.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Message 5 of 7
RobertEG
Legendary Contributor

Re: disputes with CRA's

How long has it taken?

 

The CRAs are required to conclude their reinvestigation of the dispute within 30 days of its filing, and communicate their notice of results to the consumer within 5 days thereafter, providing you did not send additional information to them while the dispute was pending, which would have extended the reinvestigatin periord to 45 days.

 

If you havent heard from them within approx a month and a half after filing, then they might be in violation.

Message 6 of 7
guiness56
Epic Contributor

Re: disputes with CRA's

Message 7 of 7
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