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Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012

does Pinnacle credit services and LHR,INC accept for for delete?

i got account in collection now.

1 Pinnacle credit server ( verizon) xxx.xx

2 LHR,INC 

do they accept PFD?

have somebody deal with them before?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012

Re: does Pinnacle credit services and LHR,INC accept for for delete?

Nobody deal with them before?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Moderator
Shogun
Posts: 11,100
Registered: ‎04-15-2011

Re: does Pinnacle credit services and LHR,INC accept for for delete?

I haven't dealt with them.  Write a PFD for them.  Keep it sweet and simple.  Give them a quick hardship and offer to pay.  Remember not to acknowledget the debt.  PFDs are a type of GW agreement, so write it with that in mind.


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Frequent Contributor
MarcinXP
Posts: 293
Registered: ‎09-06-2011

Re: does Pinnacle credit services and LHR,INC accept for for delete?

I can tell you that when speaking to LHR they did agree to PFD for me, however I decided not do deal with them and went straight to OC which worked out since OC and LHR is now gone from my report and it actually costed me nothing! However I was almost willing to accept their PFD and it was a PFD for about 37% of the total as well. YMMV with success, however the debt was past SOL and almost 8 months away from falling off so maybe that's why they were doing a PFD for so cheap.

Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012

Re: does Pinnacle credit services and LHR,INC accept for for delete?

I called LHR they told me they will remove it out my credit report if it paid. I asked them send me a agreement. They sent me agreement with no signature ,then I sent them a DV also I sent them I PFD . Still wait for them to response my offer. It out of SOL. I offer 50% to delete the entire.

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013

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