Rebuilding Your Credit

[TrishN]

i got account in collection now.

1 Pinnacle credit server ( verizon) xxx.xx

2 LHR,INC 

do they accept PFD?

have somebody deal with them before?

[TrishN]

Nobody deal with them before?

[Shogun]

I haven't dealt with them.  Write a PFD for them.  Keep it sweet and simple.  Give them a quick hardship and offer to pay.  Remember not to acknowledget the debt.  PFDs are a type of GW agreement, so write it with that in mind.

[MarcinXP]

I can tell you that when speaking to LHR they did agree to PFD for me, however I decided not do deal with them and went straight to OC which worked out since OC and LHR is now gone from my report and it actually costed me nothing! However I was almost willing to accept their PFD and it was a PFD for about 37% of the total as well. YMMV with success, however the debt was past SOL and almost 8 months away from falling off so maybe that's why they were doing a PFD for so cheap.

[TrishN]

I called LHR they told me they will remove it out my credit report if it paid. I asked them send me a agreement. They sent me agreement with no signature ,then I sent them a DV also I sent them I PFD . Still wait for them to response my offer. It out of SOL. I offer 50% to delete the entire.