does bank of America blacklist

[ThetoriParadox]

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@freak4tech wrote:

i think they do, i burned them in 08 for $1100, paid full balance year later. Been trying to get a unsecured card with them for 2 years now with no success. I bank with them and deposits of well over 200k go through my account each year for the last 3 years, yet they refuse to give me an unsecured card. 

I bite the bullet on the secure card with max deposit and will see how that goes. If they do not graduate me in 12 months i am so done with them! 

I have a CD, personal checking/savings, business checking/savings and a merchant account ( cedit card processing ) with them

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They might just want to see your habits on a sec first! Hope it works out for you! 

[kaylord84]

Update: my friend was able to add me to not 1 but 2 of his bank of America cards both with 10 years of clean history (no lates) my mortgage lender told me to move my mid score to 640 .

[ThetoriParadox]

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@kaylord84 wrote:
Update: my friend was able to add me to not 1 but 2 of his bank of America cards both with 10 years of clean history (no lates) my mortgage lender told me to move my mid score to 640 .

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Did they backdate it?! Or just open a new TL on your AU add date?

[kaylord84]

It will be backdated from the time he received the cards the rep confirmed this

[ThetoriParadox]

Sweet! I wonder if you ever get a card of your own if they'll backdate it like amex does.