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Posts: 1
Registered: ‎11-16-2012

does have a deferred student loan bring my score down?

Trying to rebuild but my score just dropped four points due you student deferred student loan.
Posts: 12,952
Registered: ‎04-15-2011

Re: does have a deferred student loan bring my score down?

While rebuilding you'll see some ups and downs.  Don't worry to much about the fluxuation.  Just concentrate on removing the baddies and gaining positive credit.  The scores will follow.

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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