I have a judgement and collection from discover card. I heard that if they refuse to PFD you can see if they will do a non disclosure agreement if you pay, in which case you can file a dispute after that, the CRAs wont be able to verify because of agreement and it will be deleted. Is this true?
In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL