dumb question

[Anonymous]

But I am still learning...why do/should you opt out before implementation of the hipaa process for medical collections?

[RobertEG]

Opting out only prevents the CRAs from including your name/address in any list of consumers requested by a creditor under FCRA 604(c).

See FCRA 604(e).

[gdale6]

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@Anonymous wrote:
But I am still learning...why do/should you opt out before implementation of the hipaa process for medical collections?

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The HIPAA process cannot be discussed in any detail on myFico. You will need to contact WhyChat the creator of the process for help on this.