Hello all
I am sweating bullets! I am set to close on a home at the end of this month. I receieved a pre-approval last month. Now the loan officer is telling me that I have a dispute on my account from an old collection. This is the same dispute that I have requested from Transunion to remove every single month, and for some reason it keeps coming back up. I called the collectionagency (Ad Astra) and settled for PFD after reading numerous success stories from this website. The agreed to delete the item from my credit report, but would not give me a letter, which i figured they wouldn't based upon the stories I read on here. They indicated that they would send the request through the e-oscar system. Has anyone had any experience with this system. I know it is directly coorelated with the credit bureaus, but would anyone know how long it takes for the accounts to update once submitted through the system. Ive read 2 weeks, 24/48 hours. What has been your experience.
