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Contributor
Posts: 103
Registered: ‎06-07-2013
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enhanced recovery collection from unpaid sprint bill, need help!

Anyone have luck with DV and/or GW with enhanced recovery?? My boyfriend has an old sprint bill which is unpaid. Its from 2009 I believe. Says it will be removed 2016.

He really doesn't have cash to pay the old bill so my question is how to resolve this pesky issue.

Any luck with dealing with ERC?
Regular Contributor
Posts: 131
Registered: ‎05-13-2011
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Re: enhanced recovery collection from unpaid sprint bill, need help!

Yes I had luck calling sprint and asking them if I paid sprint would they withdraw the collection back from ERC they agreed less than a week after paying sprint ERC disappeared off all 3 of my credit reports ..BTW my bill was 3 1/2 years old and it was still in their system




Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Current Score: 7/02/13 TU 643; EQ 651; EX PLUS 665; EX FICO 613
Goal Score: 700






Contributor
Posts: 103
Registered: ‎06-07-2013
0

Re: enhanced recovery collection from unpaid sprint bill, need help!

Awesome! I sent an email DV to ERC today but may as well call Sprint and PIF and ask them to pull back the account. Hope it works like it did for you! Thanks!
Valued Contributor
Posts: 1,503
Registered: ‎08-30-2012
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Re: enhanced recovery collection from unpaid sprint bill, need help!

I found ERC to be GW friendly after I paid them on an old account.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
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Established Contributor
Posts: 842
Registered: ‎03-04-2013
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Re: enhanced recovery collection from unpaid sprint bill, need help!

They are kind of strange.  In March I sent them a DV and they sent me back a letter saying it's validated but they will delete anyway since I'm disputing (I wasn't disputing). It seems that this is a form letter that many people have been receiving and is confusing.  Never saw any deletion and in the meantime I paid AT&T directly and then sent Enhanced another letter.  In May it was still there so I disputed online with EX and boom, gone within a few days to a week at most. 



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

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Frequent Contributor
Posts: 280
Registered: ‎05-16-2013
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Re: enhanced recovery collection from unpaid sprint bill, need help!

ERC has been one of my easiest to work with. I sent them a DV letter for an unpaid T-mobile account. I never got anything from them but got a finalized bill from T-mobile. I called T-mobile, paid in full and ERC is off my reports!  That was easy!  I wish they were all that easy!




last app 11/13/2013 gardening for at least a year
Contributor
Posts: 103
Registered: ‎06-07-2013
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Re: enhanced recovery collection from unpaid sprint bill, need help!

Paid Sprint directly today. ERC also replied to my validation request today and they will be deleting the account from all three CRA's! Wahoo! One down many to go!! Can't wait to see what it does the credit score! 

Regular Contributor
Posts: 131
Registered: ‎05-13-2011
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Re: enhanced recovery collection from unpaid sprint bill, need help!

congrats! take it one at time and savor the victory or prepare for a rematch.


specialksauce wrote:

Paid Sprint directly today. ERC also replied to my validation request today and they will be deleting the account from all three CRA's! Wahoo! One down many to go!! Can't wait to see what it does the credit score! 


 




Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Current Score: 7/02/13 TU 643; EQ 651; EX PLUS 665; EX FICO 613
Goal Score: 700






Contributor
Posts: 103
Registered: ‎06-07-2013
0

Re: enhanced recovery collection from unpaid sprint bill, need help!

Couldn't have done it without everyone in this forum! Once I am able to get a grasp on these processes I can pay it forward somehow!

Moderator
Posts: 12,952
Registered: ‎04-15-2011
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Re: enhanced recovery collection from unpaid sprint bill, need help!

Nice work, congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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