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If I have a collection that has sent back to the original creditor. Should the collection agency be removed from my credit report? This guy from the CA keeps saying once it's there it will not be removed.
@w121jld wrote:If I have a collection that has sent back to the original creditor. Should the collection agency be removed from my credit report? This guy from the CA keeps saying once it's there it will not be removed.
If its "being sent back to the OC" that generally means the collector no longer has collection authority. Under CRA guidelines, they are to remove their reporting if they no longer have collection authority for an UNPAID debt.