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how accurate is equifax? has anyone had any discrepency between equifax.com score and my fico?
My usaa shows (fako) 650 as of today but equifax.com shows 574.
One thing that did happen was an account with 5 30 days late was deleted so I am not sure if this is causing the discrepency? thanks for any feedback.
@dreamer2014 wrote:how accurate is equifax? has anyone had any discrepency between equifax.com score and my fico?
My usaa shows (fako) 650 as of today but equifax.com shows 574.
One thing that did happen was an account with 5 30 days late was deleted so I am not sure if this is causing the discrepency? thanks for any feedback.
The EQ.com score is a FAKO it is EQs own proprietary scoring system. All FAKOs must be disregarded only FICOs are scores that lenders use..
Got it. Thank u...I wasn't sure about eq.com but your response helped.
Actually, I've read about the web that equifax has begun selling the true score, and not the vantage or fako or whatever. Guess they want to compete with myfico.
@Imperfectfuture wrote:Actually, I've read about the web that equifax has begun selling the true score, and not the vantage or fako or whatever. Guess they want to compete with myfico.
They have sold their Beacon 5.0 score on their site for quite some time now, you just have to look to find it.
Thanks for the replies everyone!