@JT44 wrote:
You still need to dispute it with EQ. I know, total pain in the ass. I just had to do it. I had a letter from the CA saying everything was PIF and that the collections should be removed. The CA even sent it to EQ. Sent the letter, called them, everything. Never came off my CR. Then. I called EQ again and asked **bleep** and they said I still had to dispute it to open up the case. That triggers them to look into it. Total pain in the ass. And it took 3 months... :-/
This is not true. That CSR doesn't know what they are talking about. When the CA sends in the UDF, that is what gets it deleted, not the consumer disputing.
You cannot dispute accurate information. Period.
In general, it can take up to 90 days for it to be removed, without a dispute.
