experian

[CreditHealthy]

Not feeling very JOLLy today after I decided to check my experian report. I've been doing so good thanks to you all with the rebuilding and so on, But OMG! Has this ever happened to anyone in the forum family? I paid $19.95 just to see that my score dropped 27 points. And the message was "YOU JUST RECENTLY MISSED A PAYMENT" This is so not true! All of my other reports are reading accurately but experian makes this huge mistake and my score goes down the drain! I looked and looked to see what was missed and it was ABSOLUTELY NOTHING! How can they make this sort of mistake? I'm glad I checked but also feeling a little depressed this Christmas eve I e-mailed them and asked them to PLEASE check into what I feel is their error. This is not good

[ptilda]

Are you applying for anything? You should be able to prove it's not accurate if it's not on there and they'll resolve it.

I would also ask for another free report once it's resolved, since they made the mistake. Ask calmly and say "supervisor," or they won't take you seriously (probably).

[guiness56]

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@JUNE2012 wrote:

Not feeling very JOLLy today after I decided to check my experian report. I've been doing so good thanks to you all with the rebuilding and so on, But OMG! Has this ever happened to anyone in the forum family? I paid $19.95 just to see that my score dropped 27 points. And the message was "YOU JUST RECENTLY MISSED A PAYMENT" This is so not true! All of my other reports are reading accurately but experian makes this huge mistake and my score goes down the drain! I looked and looked to see what was missed and it was ABSOLUTELY NOTHING! How can they make this sort of mistake? I'm glad I checked but also feeling a little depressed this Christmas eve I e-mailed them and asked them to PLEASE check into what I feel is their error. This is not good

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Have you recently disputed any TLs?  Sent a PFD?  A GW?