I have a recent 30 and 60 day late on my CR from Bank of America, California. I've asked them to remove it because it wasn't my fault -- I moved and didn't receive my bill. They didn't call me until I was 60 days late
I've called once and asked for a delete, but they say by law they can't because the *bank* didn't do anything wrong. But it's not really my fault either.
anybody have experience with BOA of California? Is it worth GW'ing them and being persistent?
Have you paid the back payments?
Are you now current?
Yes, write a GW letter explaining the situation. The worst case is they say no. But you can't get it if you don't ask. And GW is almost always something you should do in writing.