so stoke that i see my experian's fico jumped to 602 this morning.. finally i got above 600 after the BK13 (dismissed) .
how? i followed the steps on my sig and got 2 secured cards and a credit builder saving loan ...boom after a month and a half my scores jumped from 500 to 600.
also i just got a denial from Discover for a freaking secured card??? they said my equifax report hasnt updates yet. bummer 
Grats to your success 
