fingerhut store credit online

[Anonymous]

sorry guys in order to fix and build my credit i want open some secured credit card and some store credit card. is anyone have experience with them , about check the credit with soft pulls or hard pulls ?

my credit score realy low (582). i don"t want losse more just for hard pulls.

and also if someone knows any other type of credit with soft pulls, please let me know.

thanks for your time.

[Anonymous]

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@Anonymous wrote:

sorry guys in order to fix and build my credit i want open some secured credit card and some store credit card. is anyone have experience with them , about check the credit with soft pulls or hard pulls ?

my credit score realy low (582). i don"t want losse more just for hard pulls.

and also if someone knows any other type of credit with soft pulls, please let me know.

thanks for your time.

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@Anonymous,

Welcome to MyFico...  Your best bet right now is to get secured cards.  BOA and CAP 1 have very good ones.  Also, do you have any cards now? Are your scores low because of baddies?  If so, what is in your report?

Also, if you haven't done so already there is a rebuilding sub-section on here that has a wealth of info.... So check it out if you haven't done so already.

[gdale6]

Here is our list of secured credit cards, you want 3 revolvers to begin your rebuild.   http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Secured-Cards-Database/td-p/3846302

[Jeff532003]

Fingerhut is a good resource! If you don't qualify for credit they will put you in their fresh start program. Buy something and make 6 ontime payments that will extend you a revolving store credit card. Definitely helped me when rebuilding.

[bstone]

Fingerhut is overpriced with expensive shipping. My wife and I both opened accounts after our BK. I buy flowers once a year with that card for Admin Assistants Day and that's it. Otherwise I only got it to increase my revolving credit line and lower my overall utilization.