I sent my first FOAD letter to Jefferson Systems with a letter that Cap1 sent me after a DD on an entry on my CR.
Cap1 stated they were deleting tradelines associated with an old HSBC account that they purchased, and was still reporting on....grrrrrr.
It felt really good to hand the CA the loaded gun (the Cap 1 letter) so they can shoot themselves. Thanks myFico. I would have never
thought such a thing was possible. I killed two birds with one stone!
Starting: TU:515, EX:521, EQ:528
Current: TU:700 EX:706 EQ:674
FICO Goal: 725
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, BestBuy $1500 Target $1800