Good afternoon everyone. So i had a membership with a local personal training company. I became sick and had to cancel my membership so I gave my doctor's letter to one of the personal training managers. SHe said she would send it to corporate to ensure that the membership was cancelled. Fast forward six months and I get a collection letter from the above company. SO I called the personal training company and after being forwarded four times I ended up talking to the above company.
The manager was very rude and basically told me people have come to his company having the same problem, that the issue is that I didnt send a certified letter to the personal training company and since I didnt do that I HAD to pay the balance blah, blah, blah....so he told me that his company "doesn't do deletes" and if I pay him 70% of the balance he wont place it on my CR (roughly $1000) I told him that was absurd and he went on and on about how this collection will destroy my credit and I wont ever be able to purchase anything big (which I know is a lie). My question is when this hits my credit, can I dispute it by sending the letter from my physician? If not what are my other options. He was so disrespectful and condesending that I had to hang up on him because i know that with collections the collection company only benefits if I settle the debt. If I dont pay they dont benefit and he said that he KNEW I would call back and pay him the money cause I had no choice. ANy help is appreciated.
