first premier bank

[randyrhodes]

I applied for and got approved for a first premier bank card. I'm gonna use it to rebuild my credit. my question is this.....Are they usually pretty good about reporting account history accurately? I don't want to get into something that hurts me more than it helps.

[RobertEG]

If they report inaccurately, you have recourse to disputes under the FCRA to resolve any such issues.

What they do or do not choose to report may be optional on their part, as a furnisher is not required to report all information to a CRA.

The most relevant info is usually required to be reported, such as date opened, current balance, etc.

Other items, such as derogs, are optional.

What are the specific types of reporting that are of concern?

[randyrhodes]

They arent reporting anything as of yet. i just don't want to have to battle with them over reporting payment history accurately. I've read a lot of bad things about them on here. but good things too.