That report is the same as the ones you can get directly from the CRAs, isn't it? i.e., the difference between getting a report (not a score, of course) directly from the CRA vs. getting to their site through annualcreditreport.com is that annualcreditreport.com is where you go to access your free annual report...please enlighten me if I'm mistaken.
Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010