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Frequent Contributor
kjel
Posts: 361
Registered: ‎11-27-2012

Re: from 460 to 603 in 1 year! 1 year Anniversary!


Whitneyy wrote:

Sounds great.

 

I have a question about your student loans though, how did you get the old lines to delete after picking up the new loans? I rehabbed and I only have the new updated lines showing and closed and paid in full and my new consolidation showing. I still see my old loans with all the lates.


I recently disputed with Equifax the previously defaulted TLs because they were reporting a current status as 120 days past due although they were paid, closed. To my amazement they were deleted. I finished rehabbing my loans one year ago.


Starting Score: TU: 549 | EQ: 549 | EX FAKO: 541
Current Score: TU: 641 | EQ: 680 | EX: 649
Goal Score: 700


Regular Contributor
tomfromrictmame
Posts: 191
Registered: ‎06-23-2013

Re: from 460 to 603 in 1 year! 1 year Anniversary!

Very Nice.  Congratulations.

Starting Score: EX 561, EQ 512, TU 522 Sept '12
Current Score: EX 697, EQ 712, TU 693
Goal Score: 720+

NFCU cashRewards Signature Visa $22K | NFCU LOC $15K | Cap1 Quicksilver MC $5K | Cap1 Quicksilver MC $2K | AMEX Optima $1.5K
Established Contributor
BluePoodle
Posts: 714
Registered: ‎05-15-2013

Re: from 460 to 603 in 1 year! 1 year Anniversary!

Congratulations!!!!!


EX 690 | EQ 690 | TU 695 July 2014 - Entering the Garden 5/18/14
New Contributor
joeyoey
Posts: 111
Registered: ‎03-21-2014

Re: from 460 to 603 in 1 year! 1 year Anniversary!

Congrats on coming so far!  You should be proud.   This really is an amazing place, I've learned so much myself in such a short time.



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (07/04/2014): EQ 645 EX 671 TU 651
End of Year Goal Score: 700

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Regular Contributor
navistar
Posts: 186
Registered: ‎03-08-2014

Re: from 460 to 603 in 1 year! 1 year Anniversary!

good job. wow, 460 is BAD. lol

MyFico Equifax - 691
MyFico Experian - 692
Barclay Transunion - 682 (Last Updated 03/21/14)

Citi Diamond Preferred - $2,300 / Citi Platinum Select AAdvantage - $5,600 / Barclay - $4,600 / GE Care Credit - $1,000
Current Utilization - 52% / AAoA - 6yrs
Frequent Contributor
lavencedora
Posts: 293
Registered: ‎11-04-2013

Re: from 460 to 603 in 1 year! 1 year Anniversary!

Great work! Keep it up!


Starting Score: TU 490 on 11/2012
Current Score: From 5/2014:TU 651 (lender pull), EQ 686 (myFICO), from 6/15/2014 EX 690 (myFICO)
Goal Score: 700+


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Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: from 460 to 603 in 1 year! 1 year Anniversary!

Nice work!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
alvon123
Posts: 5,415
Registered: ‎09-24-2013

Re: from 460 to 603 in 1 year! 1 year Anniversary!

congrats

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