03-24-2013 05:56 AM
Got shot down for the reg best buy due to "my payment" history; same sort of story with barkclays. anyone else experiance this. ch 7 discrg 3-12
Creditor don't like it when you include them in BK's. my BK discharge was in 04' can't wait to have tis black mark gone. and also 35% of you Fico score is base on payment history.
03-24-2013 12:37 PM
If the same creditor, then ultimate CR exclusion of the BK wont preclude their knowledge of that prior business loss.
They have their own business records.
Having taken a loss in their last dealing does not usually foster a desire for new dealings. How much was their loss?
If a different creditor, then absent any cross-sharing of info with the BK creditor, they wont see the BK once excluded from your CR, and thus might be the better bet.