So its going to be 2 years post BK soon WAHAY!! and I will be attempting to purchase a home in May 2016 - i just checked my latest report to begin making sure everything is up to date.
Equifax is reporting my repo as an open account, not closed as the other two CRA's. The account was closed april 2014 when I discharged. Is this a negative position or should I request the account be changed to closed. Will it make a difference? My biggest concern is having Equifax report it as open after investigation and have it drop my score as a newly verified account. I'm trying to maximize my scores right now 
675 average across all three. So hoping maybe 685-690 for May 2016????
Also would it be worth trying to have American Credit Acceptance not keep updating the account every month - would a letter help?