No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Brenda XXXX
XXXXXX
PO Box 1XXXX
XXXXXl, XX XXXXX
Dear Brenda
I would like to thank you for your personal assistance to straighten out our recent payment problem, where our maintenance fees were applied to our loan payment by mistake. Your patience with me, is very much appreciated. I know I can get a “little” carried away these days. Especially, when it comes to owing money. My son is starting at XXXX State this summer. And although my husband and I both work, money is still a bit tight. Like most people, we just weren’t able to put enough money away to pay for college, XXX and I are now applying for education loans. Unfortunately, I have been turned down by my own bank, XXXXXX Bank. Their reason was that I have “slow pay” or 30 days late on my credit report. The only company reporting any lates is XXXXXX.
If you look at your records you will see that these late payments show around the same time of the year , April. There is one in 2006 and three in 2005. I do remember having the same problem before, with our maintenance fees being misapplied. I can’t help but wonder is this is the reason for the payments listed as late. Don’t get me wrong, I am not blaming anyone for this. It is very possible that I did not list the correct wording on my payments to specify where the payments should go. But I was wondering if there was any way that I could plead for your good will, to have these removed from our credit reports with all 3 agencies You might see that we have made the payments each month, but unfortunately have not been able to afford to use this service for some time.
If it helps to reassure, anyone of our commitment to pay this loan on time, I will be very happy to set up automatic payments, either through our checking account or a credit card.
Thank you again for your assistance in resolving our previous problem. And any help you may be able to give us in clearing up the previous late payments.
Sinceley,
XXXXX
Account #XXXXXXXXXX