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@Anonymous wrote:hey wonderin not sure where this came from
Credit Acceptance (CA collecting for Verizon)
$50
the bold print is the listing companys names i am still un sure what you are asking me for sorry
Here's what you need to sort out. I'm copying your info & putting what looks to be OC's in RED and Collection accts in BLUE. Several of the $$ amounts and date open & such, in the red section will match up with $$ in the blue as the OC sold the account to CA's. Also....if I'm unsure...it's PURPLE
Now it's time to play match the OC to the CA!
first preimer bank
balance $446 credit limit $300 high balance $446 date open 09-2006
balance date 12-2007 terms revolving acct. owner indiv. past due $446
first bk of de/contine
balance $ 634 credit limit $300 high balance $634 date open 08-2007
balance date 02-2008 terms revoling acct. owner indiv. past due $ 634
verizon
balance $185 high balance n/a date open 08-2006
balance date 10-2008 terms 1 month acct. owner indiv. past due $185
verizon
balance $93 high balance n/a date open 04-2006
balance date 10-2008 terms 1 month acct. owner indiv. past due $93
verizon
balance $181 high balance n/a date open 08-2006
balance date 10-2008 terms 1 month acct. owner indiv. past due $181
jefferson capital not sure about this one. looks like CA
balance $435 high balance n/a date open 10-2008
balance date 01-2009 terms 1 month acct. owner indiv. past due $435
rjm acq llc
balance $280 high balance n/a date open 03-2007
balance date 01-2009 terms 1 month acct. owner indiv. past due $280
central credit / penn cr
balance $3071 high balance n/a date open 09-2008
balance date 12-2008 terms 1 month acct. owner indiv. past due $3071
enhanced recovery corp.
balance $174 high balance n/a date open 08-2007
balance date 09-2007 terms 1 month acct. owner indiv. past due $174
credit protection asso
balance $389 high balance n/a date open 02-2007
balance date 08-2007 terms unknown acct. owner indiv. past due $389
powell rogers & speaks
balance $130 high balance n/a date open 10-2006
balance date 03-2007 terms 1 month acct. owner indiv. past due $130
central credit / penn cr
balance $3098 high balance n/a date open 12-2005
balance date 01-2007 terms 1 month acct. owner indiv. past due $3098
apex asset management
balance $50 high balance $50 date open 09-2003
balance date 05-2008 terms 1 month acct. owner indiv. past due $50
apex asset management
balance $0 high balance $ 274 date open 07-2003
balance date 03-2003 terms 1 month acct. owner indiv. past due n/a
credit solutions corp.
balance $634 high balance n/a date open 02-2008
balance date 01-2009 terms 1 month acct. owner indiv. past due $634
apex asset management
balance $101 high balance $367 date open 07-2003
balance date 07-2006 terms 1 month acct. owner indiv. past due $101
dakota state bank
balance $429 high balance $429 credit limit $300 date open 08-2007
balance date terms acct. owner indiv. past due $n/a
roi services , inc.
balance $0 high balance $0 credit limit $0 date open 11-2002
balance date terms retail returned check acct. owner indiv. past due $n/a
*this say in bankruptcy *
you were right as you posted and the ones in purple are ca as well so can be blue
now how do we match to see if they are sold acct's
All I know about this is from speaking with a broker and a bank.
1. a bank will work harder for you and help you with explanation letters.
2. FHA is really hard to get when you have collections and judgements after a bkrptcy, so go for the PFD and get the judgements satisfied.
3. You need copies of EVERYTHING!!!
Hope this helps, Good Luck
Do any of your OC's mention who the debt was sold to? Often the CA will note who the original debt came from. Check for $$ amounts that match up.
You might have 3 CA's to match up with those 3 verizon bills. get your copies of the reports out & start matching things up.
first preimer bank
balance $446 credit limit $300 high balance $446 date open 09-2006
balance date 12-2007 terms revolving acct. owner indiv. past due $446
(oc )
first bk of de/contine
balance $ 634 credit limit $300 high balance $634 date open 08-2007
balance date 02-2008 terms revoling acct. owner indiv. past due $ 634
(oc) transferred to recovery charged off acct.
verizon
balance $185 high balance n/a date open 08-2006
balance date 10-2008 terms 1 month acct. owner indiv. past due $185
(oc)
verizon
balance $93 high balance n/a date open 04-2006
balance date 10-2008 terms 1 month acct. owner indiv. past due $93
(oc)
verizon
balance $181 high balance n/a date open 08-2006
balance date 10-2008 terms 1 month acct. owner indiv. past due $181
(oc)
jefferson capital not sure about this one. looks like CA
balance $435 high balance n/a date open 10-2008
balance date 01-2009 terms 1 month acct. owner indiv. past due $435
(ca) rewards 660 visa factoring comany acct. (debt purchaser )
rjm acq llc
balance $280 high balance n/a date open 03-2007
balance date 01-2009 terms 1 month acct. owner indiv. past due $280
(ca) popular club
central credit / penn cr
balance $3071 high balance n/a date open 09-2008
balance date 12-2008 terms 1 month acct. owner indiv. past due $3071
(ca) pp&l eletric
enhanced recovery corp.
balance $174 high balance n/a date open 08-2007
balance date 09-2007 terms 1 month acct. owner indiv. past due $174
(ca) embarq phone company
credit protection asso
balance $389 high balance n/a date open 02-2007
balance date 08-2007 terms unknown acct. owner indiv. past due $389
(ca) comcast was adelphia
powell rogers & speaks
balance $130 high balance n/a date open 10-2006
balance date 03-2007 terms 1 month acct. owner indiv. past due $130
(ca) giant food grocery store
central credit / penn cr
balance $3098 high balance n/a date open 12-2005
balance date 01-2007 terms 1 month acct. owner indiv. past due $3098
(ca) pp&l eletric
apex asset management
balance $50 high balance $50 date open 09-2003
balance date 05-2008 terms 1 month acct. owner indiv. past due $50
(ca) west perry family medical
apex asset management
balance $0 high balance $ 274 date open 07-2003
balance date 03-2003 terms 1 month acct. owner indiv. past due n/a
(ca) west perry family medical
credit solutions corp.
balance $634 high balance n/a date open 02-2008
balance date 01-2009 terms 1 month acct. owner indiv. past due $634
(ca) confin 1st bank of delware
apex asset management
balance $101 high balance $367 date open 07-2003
balance date 07-2006 terms 1 month acct. owner indiv. past due $101
(ca) west perry family medical
dakota state bank
balance $429 high balance $429 credit limit $300 date open 08-2007
balance date terms acct. owner indiv. past due $n/a
(oc)
roi services , inc.
balance $0 high balance $0 credit limit $0 date open 11-2002
balance date terms retail returned check acct. owner indiv. past due $n/a
*this say in bankruptcy *
(ca) family dollarok, i posted if they were oc, or ca and the oc. for each of them can you help me .
thank you guys for every thing you have done so far.