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I disputed an item on my experian report. it shows "C" for feb and march for collection, however it was paid in january. I disputed that the item was paid and it came back updated from experian , however nothing has changed. What is my next step?
thanks guys
forgot to mention i have a paid in full letter from the CA. should i just re-dispute and send a copy of the letter?
Paid or unpaid it will be listed as collection "Paid in full, or settled" etc. I would send a GW to get it removed if possible. Could see a nice bump in score as well
im not at the stage for GW's yet. its reporting as NOT paid when its clearly paid. I disputed and it came back "updated" yet its still showing as unpaid collection.
Call experian and get a fax number to send the letter to them or call the CA and have them update the TL.
If it was paid they can report it as a collection for the next months because that is what it was. What they cannot do is report lates after it was paid. I would give them until the end of March to udpate.