Sounds good. Don't forget to ask if they'll delete if from your CR. It's worth a try!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Sorry for late post Manny,, have been out of touch with humanity for a week. No service where I was at. But yes,, paid is always better and you can GW them afterwards.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Anonymous wrote:
Hey shogun I called the enhanced recovery for my sprint and they can settle it for 182 paid in full and update my cr to paid in full they cannot do the pfd will it help me if it shows paid in full
Do not do that with Enhanced Recovery. They say that they will mark it as paid as full but they won't they will mark it as settled as full for less than the full amount. THIS WILL ACTUALLY MAKE YOUR SCORE GO DOWN. That comment along with the updated date of last activity actually hurts your fico. Unless they are willing to PFD...do not pay them. Unless you have lots of good tradelines reporting, this will harm you and essentially only on recon look good to lenders. Not worth it, especially if they are falling off in 3 years or less.
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