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how can i stop NCO from reporting?

New Member

how can i stop NCO from reporting?

I just realized that NCO bought an old collection account of mine but it's not yet showing up on my credit report. I want to pay it before they report but how do I ensure that they don't report it as "paid"? Can I get them to put something in writing or am I just being paranoid?

It's just that I've read such awful things about NCO!

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650


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Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: how can i stop NCO from reporting?

Contact them and offer to pay if they agree not to post to your CR.  Just be advised they can post it at any time so be nice and sweet.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 4
Valued Contributor

Re: how can i stop NCO from reporting?


ellicel wrote:
I just realized that NCO bought an old collection account of mine but it's not yet showing up on my credit report. I want to pay it before they report but how do I ensure that they don't report it as "paid"? Can I get them to put something in writing or am I just being paranoid?

It's just that I've read such awful things about NCO!

Yeah just make sure whatever you do get it in writing first 

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Message 3 of 4
New Member

Re: how can i stop NCO from reporting?

Fingers crossed! I'll contact them to ask. Thanks for the advice, you guys!

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650


Take the FICO Fitness Challenge
Message 4 of 4