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how can my credit scores have a difference of more then 100 points!

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Queeniam
Established Member

how can my credit scores have a difference of more then 100 points!

I have recently got my student loan out of default and my score JUMPED 43 pts Smiley LOL (trans union) from 546 to 599.  So, I decided to pull the others and see what the JUMP would be and my equifax is 498 (WTH) and experian is 589.  I'm very confused.  I thought I was on my way to a mortgage SOON now it's going to take me a little longer.  Does anyone know if equifax is used more often then trans union and experian?  Any help is greatly appreciated


Starting Score: 569
Current Score: 601
Goal Score: 725




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FrugalRican
Blogger

Re: how can my credit scores have a difference of more then 100 points!

Where did you get those credit scores from?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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Queeniam
Established Member

Re: how can my credit scores have a difference of more then 100 points!

I got a credit alert from myfico score about the change, then I went to my annual credit report.com and pull the other two from there. 


Starting Score: 569
Current Score: 601
Goal Score: 725




Take the myFICO Fitness Challenge


Message 3 of 4
llecs
Moderator Emeritus

Re: how can my credit scores have a difference of more then 100 points!


@Queeniam wrote:

I got a credit alert from myfico score about the change, then I went to my annual credit report.com and pull the other two from there. 



The other two, EX and TU, are not FICO scores.

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