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how long does it take to change a 30 day late

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Lambo23
Frequent Contributor

how long does it take to change a 30 day late

I talked to Capital One 20 days ago and they told me they would removed my 30 day late on all 3 reports. I'm still waiting for this to happen. How long does this usually take? It seems like it wouldn't be that hard to do... Maybe I'm just impatient. Smiley Frustrated

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pizzadude
Credit Mentor

Re: how long does it take to change a 30 day late


@Lambo23 wrote:

I talked to Capital One 20 days ago and they told me they would removed my 30 day late on all 3 reports. I'm still waiting for this to happen. How long does this usually take? It seems like it wouldn't be that hard to do... Maybe I'm just impatient. Smiley Frustrated



Creditors can send updates to the CRAs anytime, but I think that most of the time they only send updates once a month ~ which is why they usually say to wait 30 to 60 days for changes to reflect.  Is this account still open ?  If so then I would check a few days after your next statement date.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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Lambo23
Frequent Contributor

Re: how long does it take to change a 30 day late

Ya its still open. Okay, I won't call just yet!

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