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It also depends on How old the collections were.
To give you an example, I just successfully disputed a CO off of my DH's CR. The CO was from March 2014 and today I got the alert from his Equifax, which jumped from 618 to 643.
The most recent the CO the greater the jump in points once removed.
Paying down your util will give you a bigger boost than the 2 CAs coming off, there is still a CA present and when its deleted assuming no other derogs then that is when the biggest boost comes from having a clean report.
@Anonymous wrote:It also depends on How old the collections were.
To give you an example, I just successfully disputed a CO off of my DH's CR. The CO was from March 2014 and today I got the alert from his Equifax, which jumped from 618 to 643.
The most recent the CO the greater the jump in points once removed.
Agreed. Depends on age of collection. But in combo with high util. I'm gonna venture and say 80 plus points. The util alone without the collections are holding you back. I just got 46 increase in eq. 5 year old collection removed Only 12% util