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I had a depsoit charge off from a credit union. I deposit a check back in March. The rep at the time inform me when the check clear the fund will be available. The fund available in April. I left the U.S to travel at the end May. in July the credit union claim the check bounce back and they put the charge off on my credit report. The paid the charge off in November when I come bacnk and heard about it. I filed complained with BBB and they claim to conact me several and refuse to remove the charge off. What step should I do to remove the charge off. I have good credit until they put charge off in my credit report.
@Anonymous wrote:I had a depsoit charge off from a credit union. I deposit a check back in March. The rep at the time inform me when the check clear the fund will be available. The fund available in April. I left the U.S to travel at the end May. in July the credit union claim the check bounce back and they put the charge off on my credit report. The paid the charge off in November when I come bacnk and heard about it. I filed complained with BBB and they claim to conact me several and refuse to remove the charge off. What step should I do to remove the charge off. I have good credit until they put charge off in my credit report.
Welcome to MF and you should begin a campaign of good will letters to the CEO of the CU explaining the situation and that you have settled the matter in full. Here is the link for GW letters http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680